Regular Loan
We understand that in these unprecedented times, our plans for travelling and have destination weddings have got postponed & new needs have emerged. A need for a safe and comfortable lifestyle, a need to have a safety net to tackle any unplanned/immediate requirement.
And to help you fulfil all these needs during these challenging times,Shree Radha Krishna Co-operative (Urban) Thrift & Credit Society Ltd. Society is ‘There For You’ with its Regular Loan facility.
★ Get Regular Loan Upto 2,00,000/- Max
INTEREST RATE
★ T1.25% P.M (Reducing Rate Of Interest)
CONDITIONS
★ Must be a Member of the Society.
★ Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.
★ 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).
DOCUMENTS REQUIRED
★ Photo ID Proof (Any like Voter ID Card, Aadhar Card, PAN Card etc.)
★ Address Proof (Water/Electricity Bill Compulsory)
★ Passport Size Photos (2 Latest)
★ Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)
★ CTS Cheques (3 Blank Signatured AC Payee Cheques)
★ Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)
LOAN TENURE AND CHARGES
★ Loan Tenure will be minimum 12 months & maximum of 48 Months.
★ Processing Charges of 2% of the Loan Amount.
★ Non Payment of the EMI till the last date applicable will incur 1.50% Penalty Interest for that particular month on the member.