Regular Loan

We understand that in these unprecedented times, our plans for travelling and have destination weddings have got postponed & new needs have emerged. A need for a safe and comfortable lifestyle, a need to have a safety net to tackle any unplanned/immediate requirement.

And to help you fulfil all these needs during these challenging times,Shree Radha Krishna Co-operative (Urban) Thrift & Credit Society Ltd. Society is ‘There For You’ with its Regular Loan facility.

★ Get Regular Loan Upto 2,00,000/- Max

INTEREST RATE

★ T1.25% P.M (Reducing Rate Of Interest)

CONDITIONS

★ Must be a Member of the Society.

★ Share Money & Compulsory Deposit (CD) should be 10% each of the total Loan Amount.

★ 2 Guarantors (Both the Guarantors should be the existing member of the society and should not be a defaulter).

DOCUMENTS REQUIRED

★ Photo ID Proof (Any like Voter ID Card, Aadhar Card, PAN Card etc.)

★ Address Proof (Water/Electricity Bill Compulsory)

★ Passport Size Photos (2 Latest)

★ Income Proof (3 Months Payslip / Bank Statement, ITR File / Affidavit)

★ CTS Cheques (3 Blank Signatured AC Payee Cheques)

★ Rent Agreement & Water / Electricity Bill of Landlord Compulsory (In case of Tenant)

LOAN TENURE AND CHARGES

★ Loan Tenure will be minimum 12 months & maximum of 48 Months.

★ Processing Charges of 2% of the Loan Amount.

★ Non Payment of the EMI till the last date applicable will incur 1.50% Penalty Interest for that particular month on the member.