Privacy Policy

Application: Jan Dhan Sangrah

Organization: Jan Dhan Sangrah Co-operative Thrift and Credit Society Limited

1. Introduction

We respect the privacy of our users (“user,” “you,” or “your”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (“the Application”).

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access or use the Application.

We may update this Privacy Policy from time to time. Any changes will be reflected by updating the “Last Updated” date above. Continued use of the Application after changes are posted constitutes your acceptance of the revised Privacy Policy.

2. Information We Collect

We do not collect any personal or sensitive data from users through this Application. However, depending on how you use the Application, certain types of non-personal or derived data may be processed as outlined below.

a. Personal Data

• We do not collect personal information such as your name, email address, or phone number.
• The Application does not allow sharing of profiles, chat, or social media integration.

b. Derivative Data

Limited data generated automatically by the Application (such as basic in-app actions) may be processed only to ensure proper functionality. No identifying data is collected.

c. Financial Data

Financial information (e.g., payment card details) is not stored by us. All payments are handled securely by our third-party payment processor. Please review their privacy policy for details.

d. Social Media and Third-Party Access

The Application does not access or request information from social media accounts (Facebook, Google, etc.). We do not collect or store any such data.

e. Geo-Location Data

The Application does not track or request any location-based information.

f. Mobile Device Access

We do not request permission to access your device features such as Bluetooth, camera, contacts, microphone, or storage. The app only checks for Internet connectivity.

3. Disclosure of Information

We do not share, sell, or disclose your data to third parties. Information may be disclosed only:

• As required by law or to protect rights and property.
• In the event of a merger, acquisition, or business transfer, subject to applicable law.

4. Tracking Technologies

The Application does not use cookies, web beacons, or any tracking technologies. No personal information is collected or shared for advertising or analytics purposes.

5. Security of Information

We use reasonable administrative and technical safeguards to protect your information. However, no method of transmission over the Internet is 100% secure.

6. Policy for Children

We do not knowingly collect information from or market to children under the age of 13. If you become aware that a child has provided information, please contact us to remove it.